Here's the navy, white, & silver version, with a silver star on top of the tree, although the picture shows it as gold. I heat-embossed the background stamp with white ep to look like snow, and added embossing with a swiss dots ef to continue with the snowy look. The single tree in the front was heat-embossed with silver ep.
Here's the Island Indigo, Pool Party, & silver version, using a different Hero Arts tree background stamp, along with a CB embossed background. That completes 3 more cards I can add to my Christmas stash :)
Thanks for stopping by and have yourself a fantastic weekend!